It probably doesn’t surprise you that visions conditions are common. But did you know that in the U.S., 79% of adults use a form of vision correction, including eyeglasses, prescription sunglasses, reading glasses, and contact lenses? It’s easy to overlook routine eye exams. Vision changes are usually gradual, so many of us don’t even take notice until…
Dental insurance works differently than traditional health insurance. To put things in perspective, the average cost of a dental bridge can be anywhere from $500 to $1,500.1 Having some type of affordable dental insurance plan can dramatically reduce that cost. Dental insurance premiums can range from $20-$50 per month and you may be required to meet…
How Does Dental Insurance Work? While dental insurance has a monthly premium like health insurance, many plans have a coinsurance structure. That is why when researching dental insurance plans for yourself and your family, you may want to consider how much coverage you might need. Typically, PPO plans use a 100/80/50 coinsurance structure. Here is…
What do catastrophic health plans cover? Catastrophic insurance coverage helps you pay for unexpected emergency medical costs that could otherwise amount to medical bills you couldn’t pay. It also covers essential health benefits, including preventive services like health screenings, most vaccinations, your annual check-up, and certain forms of birth control. What don’t catastrophic health plans…
What is 24 Hour Car Insurance? 24-hour car insurance is a type of short-term insurance that covers you for a day. It is a temporary policy that allows you to choose the level of coverage you need, similar to a traditional insurance policy. In most cases, the insurance coverage is similar to the insurance policy…
The initial payment isn’t final In most instances, an adjuster will inspect the damage to your home and offer you a certain sum of money for repairs, based on the terms and limits of your homeowners policy. The first check you get from your insurance company is often an advance against the total settlement amount, not the…
Though you might not want to think about it, disasters and unexpected problems can strike on your wedding day. From a sudden cancellation to a damaged gown, wedding insurance can help protect you against the unforeseen while also giving you peace of mind. But what is wedding insurance and where do you buy it? That’s…
What is travel insurance and what does it cover? Whether it’s a vacation of a lifetime or a cross-country trip for a cousin’s wedding, you may be wondering when or if it’s worthwhile to buy travel insurance. Probably the best answer is that it depends on what you can afford to lose. By understanding what…
What is pet insurance? Pet insurance is health insurance that pays a portion of your pet’s medical bills based on your coverage. No one plans to be injured or sick and neither do cats or dogs. As illness or broken bones can be painful, it never hurts to prepare for the unexpected when it comes to…
What Is Business Owner’s Policy Insurance? A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from things like fire, theft or other covered disasters. Business owner’s insurance also helps cover claims that could arise from your business operations. These include…